Homeowner Insurance

The basics:
Your house, garage and other structures are covered for the cost of repairing or replacing them after a loss (up to the policy limits).

When you purchase insurance for your home, you will also receive coverage for:
	The contents of your home
	Detached structures on the premises (garage, storage shed, etc.)
	Additional Living Costs - when a covered claim means you can't occupy your home, this coverage will pay for the additional costs you incur
	Liability - if you are sued for an accident that occurred on your premises, we will pay for an attorney, court costs and any damages awarded, up to the policy limits

Additional coverage options:
○	Broader coverage for your special valuables (works of art, jewelry, guns, collectibles, etc.)
○	Home based business
○	Replacement contents - items destroyed by a covered cause of loss will be replaced
○	Sewer back up

Your local, knowledgeable agent will direct you to the policy that fits your needs. Find an agent

The description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of our licensed agents.